Apple are most expeditious when reverting paid iCloud storage accounts when billing fails: data are deleted indiscriminately within 15 days of payment failure.
The monthly fees for upgraded iCloud accounts are nominal, yet Apple only accept payment one month at a time by credit card. I would gladly pay a five hundred dollars right now to secure my data for the better part of a decade; As far as I know, this is no way to prepay.
How can I hedge my bet against losing my iCloud data without relying upon recurring credit card payments?
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